Financing
PAY OVER TIME WITH PROMOTIONAL FINANCING
WITH THE SYNCHRONY HOME CREDIT CARD.
6
Months1
PROMOTIONAL FINANCING
on purchases
of $299–$1,998.99
12
Months1
PROMOTIONAL FINANCING
on purchases
of $1,999 or more
BENEFITS OF THE SYNCHRONY HOME
CREDIT CARD
- 6 Months Promotional Financing on purchases of $299–$1,998.991
- 12 Months Promotional Financing on purchases of $1,999 or more1
- Online account management and customer service
- No annual fee2 and the ability to request a credit limit increase3
- $0 fraud liability and 24/7 secure account management
- A dedicated credit limit that can be used at thousands of Synchrony HOME partner locations nationwide to help you get what you want and need for your home*
1 No Interest If Paid In Full Within 6 or 12 months on qualifying purchases with your Synchrony HOME Credit Card. 6 months on purchases of $299–$1,998.99 or 12 months on purchases of $1,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, aöer promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
2 New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
3 You may be required to provide your annual net income if we do not have your recent information on file. Your income will be used as a factor to determine eligibility for a credit limit increase.
*Subject to credit approval.
Click Here or see store for details.
MANAGE YOUR ACCOUNT WITH SYNCHRONY.
Make payments, view your balance, update account information and schedule up to 12 payments at a time.
What is the Better Home Furniture & Mattresses Synchrony HOME™ Credit Card?
Better Home Furniture & Mattresses offer customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME Credit Card is accepted, including Better Home Furniture & Mattresses locations.*
*Subject to credit approval.
How do I apply for a Better Home Furniture & Mattresses Synchrony HOME™ Credit Card?
You can apply for a Better Home Furniture & Mattresses Synchrony HOME Credit Card by applying online or at any Synchrony HOME retailer location. Click here to apply online or here to find your nearest participating store location
How do I manage my account online?
To manage your Better Home Furniture & Mattresses Synchrony HOME Credit Card account online, click on the Manage My Account link above/below to go to the Synchrony Bank website. Aer logging in to your account, you will be able to:
- Make a payment.
- View your balance.
- Update your account information.
- Schedule up to 12 future payments.